你还在“月光”吗？揭秘90后没有存款的真相（双语）

　　It's always interesting to talk about the lifestyle of the post-1990s generation.

　　90后的生活方式总是让大家津津乐道。

　　Some of them are in their late 20s, shouldering the responsibilities in the family.

　　一些90后已经在奔三的路上，承担着家庭责任。

　　Some of them are in the threshold of the workplace, usually earning the least within the company.

　　还有一些90后则是刚步入职场的小白，工资水平处于下游。

　　What they are faced with is the incredible housing price and living pressure.

　　而他们面临的却是惊天的房价和巨大的生活压力。

　　However, the young people these days manage to live comfortably, without saving or in debt.

　　不过，他们即使没有存款甚至负债，也依然能过得很舒适。

　　Their consumption habits are quite different from our traditional understanding — it seems normal to max out credit cards on luxury brands while eating instant noodles.

　　他们的消费习惯有别于传统观念。现在一边为了奢侈品牌刷爆信用卡，一边只吃得起泡面的状态似乎不足为奇。

　　You may be wondering the reasons behind their behavior. Let's have a look.

　　你一定想知道这背后的原因吧!接着往下看。

　　1

　　Convenience is the key

　　便利是关键

　　With apps like Didi and Uber, why bother to take public transportation?

　　有了滴滴和优步，干嘛去挤公交地铁?

　　Now that fruits and vegetables can be delivered directly to your home, what's the point of going to market?

　　蔬菜水果都能直接送上门，干嘛去逛超市?

　　If paying more can save plenty of time and energy, money is not the problem.

　　多花点钱就能省事省时间，哪点不好!

　　This is a young mother's opinion, and it surely represents many young people.

　　这是一位年轻妈妈的观点，一定也代表了大多数的90后的想法。

　　You may blame them for ignoring China's traditional virtue of being thrifty, but think like this: what are apps like Alipay, Taobao, Didi or Uber for? They are created to make our lives much more convenient.

　　你也许会说他们丢失了勤俭节约的传统美德，但是仔细想一想，像支付宝、淘宝、滴滴、优步这些应用软件不就是为了让我们的生活更加便利吗?

　　Born in the era of internet, the post-90s generation is used to paying for services and trade money for time, which means their consumption habits are the natural result of the social environment.

　　成长于互联网时代的90后早就适应了花钱省时间的消费习惯，这是受社会大环境影响的自然结果。

　　They are not simply wilful, but they do know how to enjoy a better quality of life.

　　他们并不是任性，而是懂得享受高质量的生活。